Long-Term Care Insurance

With a rapidly aging demographic in Canada, there is an urgent challenge to meet the health and personal-care needs of this growing segment of our population. The Long-Term Care Certificate program is designed to help financial advisors rise to this task by preparing their clients to consider and plan for their long-term care needs.

This certificate program provides an understanding of the design and structure of current long-term care insurance plans and explores the chronic conditions many seniors experience, the costs of continuing care, and the various government programs available so that you can adequately assess your client's risk of not being able to afford proper care.

Who Should Enrol?

Individuals looking to earn a certificate in long-term care insurance
Individuals looking to obtain a greater understanding of long-term care insurance

Core Modules

To successfully obtain the Long-Term Care Certificate, students must complete all seven modules in this program within one calendar year. Enrol in each module individually or by program.

LTC: Senior Care in Canada3 CE, including 1 ethics

By examining the issues that arise from an aging population, this module addresses the implications of Canada's insufficient resources to meet the health and personal care needs of this demographic. This includes the burden on the workforce to fund public pension and public health care.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Identify and explain why population aging is occurring, how it impacts our healthcare system and the implications for clients
Explain seven critical issues being addressed in Canada's health care system
Identify and explain social issues associated with aging and understand how these issues impact older clients
Explain seven critical issues being addressed in Canada's health care system

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 3 CE, including 1 ethics

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $40.00 plus shipping & taxes

Non-members: $60.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

LTC: Caring for Older Adults5 CE, including 2 Ethics

This module considers the social factors affecting seniors include discrimination and ageism as well as ethics in marketing to seniors. Aging and health concerns are examined with the difference between normal aging and unhealthy aging. Major health conditions that affect older adults and how they should prepare in advance for a medical emergency are considered.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Identify and explain social issues associated with aging and understand how these issues impact older clients
Explain the issues associated with being an informal caregiver and how individuals can prepare for taking on the role as a caregiver
Identify and explain end of life issues

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 5 CE, including 2 Ethics

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $60.00 plus shipping & taxes

Non-members: $90.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

LTC: Needs Analysis for Seniors4 CE, including 3 Ethics

This offering examines aging and health concerns, and differentiates between normal aging and unhealthy aging. This module also reviews the major health conditions that affect older adults and how they should prepare for a medical emergency.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Identify and explain the difference between normal aging and unhealthy aging
Explain the major conditions that affect older adults, and how they should prepare in advance for a medical emergency

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 4 CE, including 3 Ethics

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $50.00 plus shipping & taxes

Non-members: $75.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

LTC: Senior Care Alternatives4 CE

This module addresses government care programs, which are delivered through each province's Ministry of Health. Topics discussed include the factors that influence care options such as unique housing needs, the need for home care or community care, the need for respite for the caregiver and the support of a care manager.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Explain home care and residential care options, how the need is determined, how to select appropriate care and how to obtain the services
Explain what the caregiver must do to prepare for the change and how to assist the care recipient through this transition
Identify and explain why population aging is occurring, how it impacts our healthcare system and the implications for clients

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 4 CE

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $50.00 plus shipping & taxes

Non-members: $75.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

LTC: Planning Techniques for Seniors4 CE, including 2 Ethics

This module considers how the needs of the insured will change over time, and how benefits under the LTC policy should reflect those changes. This module also considers the special way in which seniors respond to communication.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Understand the planning process related to LTC insurance
Know the key planning topics for discussion between adult children and their parents
Create a suitable plan design based on your client's needs
Understand age-related changes in memory and learning, and how to adapt your presentations and communication to deal more effectively with an older clientele
Identify target markets for long-term care insurance

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 4 CE, including 2 Ethics

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $50.00 plus shipping & taxes

Non-members: $75.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

LTC: Underwriting & Claims2 CE

A discussion of the underwriting process and the medical considerations that differentiate underwriting LTC insurance from underwriting DI or CI insurance.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Identify key differences between the LTC insurance risk and other forms of insurance risk
Apply improved selection skills during the prospecting and fact finding stages
Properly package the application for presentation to the underwriter, thereby ensuring the best offer for the client

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 2 CE

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $30.00 plus shipping & taxes

Non-members: $45.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

LTC: Products2 CE

An extensive consideration of various insurance policy structures such as the reimbursement-based, the indemnity-based and the income-based models. The module also reviews the two major types of benefits: home care benefits and facility benefits.

Learning Objectives
Overview
Features
Delivery
Price
Bundle

Identify and explain the three main structures for long-term care (LTC) insurance and the hybrid versions that have evolved from them
Analyze the various provisions and options found in long-term care insurance

Format: Online learning & quiz

Pre-requisites: None

CE Credits: 2 CE

Note: Please check with your jurisdiction, designating body or professional association regarding their CE requirements.

Additional Material:

The Aging Client and Long-Term Care, Jacqueline E. Figas, 3rd Edition, $69.95 plus shipping & taxes

Completion Requirements:

Passing mark is 60%
Completion of one online quiz (100% of overall mark)

24/7 access to the Advocis Learning Centre
One-month window for completion
Two quiz attempts
Access to the Binder tool
Download content
Access to help for module-related questions
ReadSpeaker text-to-speech

Self-study: The Advocis online modules are designed as self-study, with success highly dependent on the student's personal discipline. Students are presented with learning content and a quiz to assess their overall understanding.

Members: $30.00 plus shipping & taxes

Non-members: $45.00 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 30 days after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

Members: $232.50 plus shipping & taxes

Non-members: $395.25 plus shipping & taxes

Administrative Policies:

All purchases are non-refundable
There are no cancellations or extensions
Expiry date is 1 year after registration
Students must re-purchase after 2 unsuccessful attempts
Allow for 1-2 business days to access the module following the registration and payment process

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