The first step in becoming licensed to offer insurance solutions to your clients is to successfully complete an approved Life Licensing Qualification Program (LLQP). Recognized as one of the top programs leading to a first-time pass rate, the Advocis/Foran LLQP is the best choice to develop the product understanding to get your career underway.
Designed as a self-study program, the Advocis/Foran LLQP is organized according to the specific learning areas the provincial regulator will test you on.
As you complete each module, you'll be able to test your knowledge with our series of self-test quizzes. Once you are ready to write your certification exam, use our Practice Exam Tool to assist you in your exam preparation.
The Advocis/Foran LLQP program consists of four modules as shown below (one of which is an ethics module). Each module has a corresponding modular certification exam, which must be completed with a minimum grade of 60 per cent. Once ALL of the certification exams have been successfully completed, you will be eligible to write the four corresponding provincial exams to obtain your license.
The Life Insurance module provides the groundwork for recommending individual and group life insurance products adapted to the client's needs and situation. Included in this module are strategies to assess the client’s life insurance needs, features and purposes of various life insurance products, methods for analyzing client needs and recommending appropriate insurance products to address them, approaches to providing ongoing client service and monitoring contractual changes in the life insurance contract.
Format: Self-study: Online learning & certification exam
Pre-requisites: None
CE Credits: 30 (overall program)
Study Hours: 30
Additional Material: None
Completion Requirements:
Members & Non-members: $395.00 plus taxes
Note: The price listed above applies to the entire program and not for each module
Administrative Policies:
The Accident & Sickness module provides the groundwork for recommending individual and group accident and sickness insurance products adapted to client needs and situation. Included in this module are needs analysis strategies, features and purposes of various A&S insurance products, methods for recommending appropriate insurance products to address client needs and approaches to providing ongoing client service.
Format: Self-study: Online learning & certification exam
Pre-requisites: None
CE Credits: 30 (overall program)
Study Hours: 30
Additional Material: None
Completion Requirements:
Members & Non-members: $395.00 plus taxes
Note: The price listed above applies to the entire program and not for each module
Administrative Policies:
The Segregated Funds & Annuities module provides the groundwork for recommending segregated funds, individual annuities and group pension plans adapted to the client's needs and situation. Included in this module are strategies to assess the client's investment and income needs, features and purposes of various segregated fund and annuity products, methods for analyzing client needs and recommending appropriate investment and income products, approaches to providing ongoing client service.
Format: Self-study: Online learning & certification exam
Pre-requisites: None
CE Credits: 30 (overall program)
Study Hours: 30
Additional Material: None
Completion Requirements:
Members & Non-members: $395.00 plus taxes
Note: The price listed above applies to the entire program and not for each module
Administrative Policies:
Students MUST choose one of the following two ethics modules to successfully complete the Advocis/Foran LLQP program. You also have the option to take both ethics modules should you want to be licensed in Québec and the rest of Canada.
The Ethics & Professional Practice module provides the groundwork for developing an ethical professional practice, in compliance with the rules governing the life insurance sector. Included in this module is an overview of the legal aspects of insurance and annuity contracts, a description of the rights and obligations of the parties to an insurance contract, an appraisal of the rules relating to the issue, operation and disposal of an individual or group insurance contract, an appreciation of the major provisions of individual and group insurance plans, and an assessment of the rules and practice obligations of insurance agents.
Format: Self-study: Online learning & certification exam
Pre-requisites: None
CE Credits: 30 (overall program)
Study Hours: 30
Additional Material: None
Completion Requirements:
Alberta Insurance Council: 15 Life, 15 A&S
Chambre de la Sécurité Financière: 5 Compliance, 5 General Subjects, 5 Insurance of Persons
Candidates seeking CE or PDU credits for professional designations or organizations (including The Institute™) should contact the governing body for confirmation of CE/PDU qualification.
Members & Non-members: $119.00 plus taxes
Note: The price listed above applies to the entire program and not for each module
Administrative Policies:
The Ethics & Professional Practice (Québec) module provides the groundwork for developing an ethical professional practice, in compliance with the rules governing the life insurance sector. Included in this module is an overview of the Civil Code of Québec for insurance of persons representatives, a review of the legal aspects of insurance and annuity contracts, a description of the rights and obligations of the parties to an insurance contract, an appraisal of the rules relating to the issue, operation and disposal of an individual or group insurance contract, an appreciation of the major provisions of individual and group insurance plans, and an assessment of the rules and practice obligations of insurance representatives.
Format: Self-study: Online learning & certification exam
Pre-requisites: None
CE Credits: 30 (overall program)
Study Hours: 30
Additional Material: None
Completion Requirements:
Alberta Insurance Council: 30 Life, 30 A&S
Chambre de la Sécurité Financière: 10 Compliance, 10 General Subjects, 10 Insurance of Persons
Candidates seeking CE or PDU credits for professional designations or organizations (including The Institute™) should contact the governing body for confirmation of CE/PDU qualification.
Members & Non-members: $119.00 plus taxes
Note: The price listed above applies to the entire program and not for each module
Administrative Policies:
Ethics & Professional Practice
The Ethics & Professional Practice (Québec) module is now offered on an individual basis for those who already have their license in Canada but would like to practice in Québec too. Similarly, the Ethics & Professional Practice module is also available for those who are licensed in Québec and want to practice in other provinces.
Accident & Sickness
If you already have your A&S license, you can now take the Life Insurance and Segregated Funds & Annuities modules together to become fully licensed.
Please contact Member Services for more details.
